Latest Articles in Insurance

Hang up quick: The car insurance robocall scam

Penny Gusner — Fri, 24 May 2013 19:54:00 Z

Lucky you! You've been selected for lower car insurance rates due to a review of your driving record, or perhaps rate changes that have recently taken place in your ZIP code. Just press 1

Higher education equals lower car insurance

Penny Gusner — Fri, 24 May 2013 19:52:00 Z

Question: Is it true that people with less education may pay higher car insurance premiums? Answer: Yes. As controversial as it may be, the education level of drivers can

Save money by paying for the small stuff

Penny Gusner — Fri, 24 May 2013 18:34:00 Z

Question: Do you think I should have my insurance company pay for a broken rear light? I don't know how it happened or who caused it. Answer: No. You shouldn't bother using your

2 problems = Zero money: The anti-concurrent causation clause

Ed Leefeldt — Thu, 23 May 2013 20:27:00 Z

When disaster strikes it seems to happen all at once. Electric lines spark, windows shatter, roofs tear off, sump pumps stop and the lights go out. Homeowners see it this way. Insurance companies

Turbulent Days Ahead for Bond Investors

Kiplinger — Thu, 23 May 2013 12:24:53 Z

Remember the early 1980s, when Pac-Man and MTV were brand new? That era also marked the birth of a bond-market bull run--a three-decade stretch of strong performance that taught a generation of

Why are auto insurers so nosy?

Penny Gusner — Wed, 22 May 2013 18:33:00 Z

Question: I don't understand why my wife's auto insurer needs my information. I don't drive, nor do I have a license. I get rides every place I go. Why are insurance companies so nosy about who

Did you buy fake car insurance?

Karen Schwartz — Wed, 22 May 2013 18:33:00 Z

No wonder people fall for fake car insurance scams. When everyone else asks for thousands of dollars to provide a little piece of paper that allows you to drive legally, the guy who asks for

Harbor Bond

Kiplinger — Wed, 22 May 2013 12:25:15 Z

Symbol: HABDX Expense ratio: 0.54% 800-422-1050 Run by Bill Gross, this high-quality bond fund is a near-clone of his leviathan, Pimco Total Return, the world's biggest mutual fund. At

Vanguard Short-Term Investment-Grade

Kiplinger — Wed, 22 May 2013 12:24:49 Z

Symbol: ( VFSTX ) Expense ratio: 0.20% 800-635-1511 If interest rates rise, this fund can provide some shelter. The high-quality portfolio holds mostly corporate bonds and mortgage

Who said car insurance would feel fair?

Penny Gusner — Wed, 22 May 2013 00:19:00 Z

As someone who explains bedtime to toddlers, sometimes I have to pull rank. Some things just don't feel fair. But they have to be that way. Car insurance is like that. Unless you just deposited

I broke into my own car; am I covered?

Penny Gusner — Mon, 20 May 2013 21:55:00 Z

Question: I had to break my car's small back side window when I locked my keys in the car. Is it covered by comprehensive coverage? Answer: Intentional acts are not covered by auto

Getting old is unaffordable

Jennifer Nelson — Mon, 20 May 2013 17:51:00 Z

Around two-thirds of Americans over age 65 will need long-term care, either through at-home health care services in the home or an assisted living facility or nursing home. Yet more than 90

Legal marijuana can still spell trouble for drivers

Penny Gusner — Fri, 17 May 2013 18:34:00 Z

Question: Here in Colorado marijuana was legalized. Will this make any difference in regard to auto insurance? Answer: Sure. You can get a DUI with pot, too, and your insurance

Naming life insurance beneficiaries: 10 ways to screw up

Barbara Marquand — Fri, 17 May 2013 00:17:00 Z

Naming who should get the life insurance money after you die sounds simple, but designating beneficiaries can get tricky. Mistakes are common, financial advisers say -- and they can be

Is this teen ready for a car?

Penny Gusner — Thu, 16 May 2013 23:29:00 Z

Question: What does "minimum requirements" mean? What about full coverage and no-fault insurance? My parents say I need to know all of this if I want them to get me a car or buy